Be Free of Debt

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This blog is written from an American perspective. One thing we wish for our country is for consumers to be sensible about debt, use smart spending practices, and to move closer to being debt-free.

We believe that debt should be used to instill trust in the borrower (consumer) as well as the lender. Debt should never have to be used as a crutch or to embrace a "need it now" mentality. Rather, learning how to effectively save money for "a rainy day" is key.

Hopefully this blog provides reasonable "two cents" about tackling debt, avoiding debt, and developing money-savvy practices.